(HINT: Cleaner driving records earn lower car insurance rates!) Potential insurance companies do the same thing when determining the coverage and cost they'll offer. Your current car insurance company checks your record to increase or decrease your rates based on company policy. Driving records also detail your driver license class and any endorsements you have. Not all driving record information is negative, though. Based on your state's point system, you'll lose your driving privileges after accumulating a certain number of points. How many, if any, points you've accumulated due to traffic tickets, auto accidents, and other driving-related violations.Information about traffic tickets you've gotten within the past certain number of years (often three or five some states provide 10-year histories).Your license status, meaning whether you're good to go or have a suspended license.Thus, it's vital to stay on top of your license status, and you can do that by order a copy of your driving record. However, mistakes bring consequences, and in the driving world, consequences affect your driving privileges. Whether you're a seasoned motorist or just got your driver's license last month, mistakes - to the tune of traffic tickets and car accidents - happen.
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